Buick GMC Finance Center In Fort Worth, TX

Simplify Your Purchase with Our Finance Center at Hiley Buick GMC

Buying a new vehicle can seem like a daunting process, particularly when it comes to financing your purchase. At Hiley Buick GMC of Fort Worth, TX, we understand the challenges of securing a loan or lease and work hard to ease the process for you. 

We've refreshed our Finance Center to streamline your experience so you can get a personalized loan with transparent terms that are tailored to your personal needs. Whether you're shopping for a luxurious new BMW or you're interested in a rugged new-to-you GMC, we can help you navigate the path to ownership seamlessly so you can drive away confident that you got a great deal on your purchase.

Personalized Financing Solutions

Our car lot isn't the only place we offer a wide selection. At Hiley Buick GMC of Fort Worth, we also have a broad range of financing solutions. There's no one-size-fits-all option for our customers, either in their vehicle choice or their financing needs. Our team specializes in providing tailored financing solutions built around your individual situation. We take the time to get to know our customers so we can craft loan options that suit their budgets and financial situations.

Hiley Buick GMC of Fort Worth works with a broad network of financial institutions. This ensures competitive rates and terms for our loans and leases. Whether you want to pay off your loan quickly in just a few large chunks or you need a low monthly payment to get into your dream car quickly, we can help. We take the time to prepare several finance offers so you can peruse various options to find the right fit.

You don't need financial expertise to navigate these loans. Our expert team members are happy to walk you through each loan part. We'll explain how your interest rate breaks down, the loan term, and exactly when you'll pay. We can even help you evaluate your budget and calculate the costs of purchasing and maintaining your vehicle so you know what to expect now and in the future.

Streamlined Application Process

Loan approval is the first step in financing your vehicle. We offer a convenient online pre-approval process so you can get started from the comfort of your home. Our simple online application takes just minutes to fill out. Getting your pre-approval beforehand saves you time at the dealership and provides a clear picture of your budget before you start shopping. With this information in hand, you'll know exactly what to look for when you arrive at the lot.

Your personal information remains confidential and secure throughout the financing process. We diligently protect your privacy both online and at the dealership.

Financing Services for All Credit Levels

At Hiley Buick GMC of Fort Worth, we're committed to serving all buyers regardless of their financial situation or credit score. We offer special financing programs and credit assistance for shoppers with less-than-perfect credit. If your score isn't where you want it to be, we can help you get it there or find a way to work with what you have.

Your credit greatly impacts your loan options, so we want to ensure you have the best score possible. The lower your score, the higher your interest rate. This means that you'll pay more over the life of your loan if your credit score isn't in great shape. Fortunately, there are several things you can do to boost this number. 

You can check your credit score for free once a year with each major credit reporting agency: Equifax, Experian, and TransUnion. A "good" credit score is typically between 690 and 719. If yours is lower than this, take a few months to improve it before applying for your car loan. This can help you dramatically improve your loan options. You can increase your credit score by:

• Paying your bills and credit card payments on time.
• Paying down your debt.
• Settling any debt that's in collections.
• Becoming an authorized user on the credit card of a friend or family member with a good payment history.
• Disputing inaccuracies on your credit report.

Leasing Options

Leasing is an outstanding option if you're not ready to commit to a car purchase. When you lease a vehicle, you make monthly payments to borrow the car for the term of the lease essentially. When your lease is up, you simply return the vehicle to the dealership. At that time, you can upgrade to a newer model and start a new lease term. Some leases also include the option to purchase your leased vehicle at the end if you want to keep the car.

Leased vehicles are typically under a bumper-to-bumper warranty, so you don't have to pay for repairs or maintenance. Lease payments are lower than most loan payments so that you won't pay as much for your car each month. Car leases are only available on new models, so you'll always be driving with the latest technology and features when you lease rather than purchase a vehicle.

Our finance team at Hiley Buick GMC of Fort Worth offers flexible lease options. Though a lease comes with mileage limits and guidelines for acceptable wear and tear, we can adjust the terms and conditions to meet your needs. Talk to our finance experts today to learn more about how a lease compares to a loan so you can decide which option is right for you.

Online Shopping Tools

We built our online finance portal with several convenient tools to help shoppers. For example, we have an online trade valuation tool powered by Car and Driver. This tool uses the same data dealerships get from their Black Book appraising guide so that you can rely on its accuracy. 

You input information about your car, such as its year, make, model, mileage, and condition. The valuation tool will then produce an offer. Then, when you're ready to make a deal, you can bring the offer and your trade-in vehicle to us. One of our vehicle appraisers will confirm the vehicle's age and condition and certify the offer. 

We also have an online payment calculator to help you formulate a financing agreement that fits your budget. This payment calculator lets you enter the purchase price, interest rate, and terms to determine your estimated monthly payment. It even captures any down payment or trade-in value to show you the entire financial picture.

The payment calculator lets you narrow down your search to vehicles you can afford. This saves you time and frustration, as you won't look at cars that don't fit your financial needs.

Shopping for Your Dream Vehicle

If you've pre-qualified for a loan, valued your trade, and researched viable loan terms, you can start shopping for your dream car, truck, or SUV. We suggest you search our new inventory online or browse our expansive selection of pre-owned models.

We developed a search engine that lets you filter by year, make, and model. However, you can also select a price range to search within or specific optional equipment, features, colors, or other parameters. Using the search engine helps narrow your search fast. This allows you to focus on vehicles that suit your taste and avoid looking at hundreds more that don't match your criteria.

Our new inventory includes the popular GMC Sierra 1500 pickup. In addition, we have various trim levels, including dozens of SLT models in two-wheel-drive and four-wheel-drive configurations. You can also choose one of the top-of-the-range Denali models loaded with premium comfort and convenience features.

We also have an extensive inventory of Buick and GMC SUVs at attractive prices. Our available GMC SUVs include the GMC Acadia, Yukon, and Terrain in two- or all-wheel drive. You can also select a Buick SUV, such as the Encore, Envision, or Enclave, which has premium interiors and the latest must-have tech.

Finance Your New Buick GMC Vehicle At Hiley Buick GMC

Financing shouldn't be a barrier to car ownership. Contact our team at Hiley Buick GMC to learn more about how you can finance your next vehicle or to get started with your loan application. Our finance experts are committed to making the path to vehicle ownership as transparent and stress-free as possible.